Our Rates
Interest Rate Effective Date: 10/27/2023
APR: Annual Percentage Rate
APY: Annual Percentage Yield
Loan Rates
Not all members will receive the lowest rate. Rates are dependent on credit reporting scores and other variables. Check with us today to find out what rate we can offer you.
Loan |
APR as low as |
| New Auto | 6.75% |
| Used Auto | 6.75% |
| Recreational Loans | 7.50% |
| Equipment Loans | 7.75% |
| Share Secured | 2.00% Above Rate Paid |
| Construction Real Estate | 8.50% |
| First or Second Mortgage | 7.50% |
Share Savings
Shares |
APY |
| Share Savings | 0.10% |
| Christmas Club |
0.10%
|
| Escrow | 0.00% |
| Share Draft | 0.00% |
| Dividend Bearing SD | 0.05% |
| Bonus Shares ($500 – $24,999.99) |
0.10% |
| Bonus Shares ($25,000-$149,999.99) |
0.20% |
| Bonus Shares ($150,000+) |
0.40% |
| IRA/ESA Daily Savings | 0.50% |
Share Certificate Rates*
Rate |
APY |
|
| Minimum deposit: $500 | ||
| 6 Month | 4.956% | 5.05% |
| 12 Month | 5.291% | 5.40% |
| 24 Month | 4.618% | 4.70% |
| 36 Month** | 3.454% | 3.50% |
| 48 Month** | 3.454% | 3.50% |
| 60 Month** | 3.455% | 3.50% |
IRA Certificate Rates*
Traditional/Roth/Educational Savings Accounts |
Rate |
APY |
| Minimum deposit: $500 | ||
| 6 Month | 4.956% | 5.05% |
| 12 Month | 5.291% | 5.40% |
| 24 Month | 4.618% | 4.70% |
| 36 Month** | 3.454% | 3.50% |
| 48 Month** | 3.454% | 3.50% |
| 60 Month** | 3.455% | 3.50% |
Grow With Me Certificate*
Grow With Me CD |
Minimum $100+ |
|
| Rate | APY | |
| 12 Month | 5.291% | 5.40% |
| 24 Month | 4.618% | 4.70% |
*Early Withdrawal Penalties Apply: Terms of 12 months or less 60 days’ dividends, Terms of 13 months or longer 120 days’ dividends.
**The 36, 48, and 60 month certificates have a One Time Bump option on the interest rate after 12, months. These certificates are not automatically renewable.
