Rates

Enjoy the Credit Union Difference!

Our Rates

Interest Rate Effective Date: 08/01/2020

APR: Annual Percentage Rate
APY: Annual Percentage Yield

Loan Rates

Not all members will receive the lowest rate. Rates are dependent on credit reporting scores and other variables.
Check with us today to find out what rate we can offer you.

LoanAPR as low as
New & Used Auto3.00%
Recreational Loans4.75%
Equipment Loans5.50%
Share Secured2.50%
Construction Real Estate4.75%
First or Second Mortgage3.25%
15 yr Fixed2.87%
30 yr Fixed3.50%

Share Savings

SharesAPY
Share Savings0.10%
Christmas Club0.10%
Escrow0.05%
Share Draft0.00%
Dividend Bearing SD0.05%
Bonus Shares
($500 - $24,999.99)
0.20%
Bonus Shares
($25,000 - $149,999.99)
0.30%
Bonus Shares ($150,000+)0.50%
IRA/ ESA Daily Savings1.00%

Share Certificate Rates*

CD RatesAPRAPYAPRAPY
Tiers$500-$9,999.99$10,000.00 +
6 Month0.14%0.15%
0.25%0.25%
12 Month0.30%0.30%0.49%0.50%
24 Month0.49%0.50%0.74%0.75%
36 Month**0.54%0.55%0.74%0.75%
48 Month**0.79%0.80%0.99%1.00%
60 Month**1.04%1.05%1.24%1.25%

IRA Certificate Rates*

Traditional/ Roth/ Educational Savings AccountsRateAPY
Minimum deposit: $500
6 Month0.25%0.25%
12 Month0.49%0.50%
24 Month0.74%0.75%
36 Month**0.74%0.75%
48 Month**0.99%1.00%
60 Month**1.24%1.25%

Grow With Me Certificate*

Grow With Me CDMinimum $100 
RateAPY
12 Month 0.30%0.30%
24 Month0.49%0.50%

*Early Withdrawal Penalties Apply: Terms of 12 months or less 60 days' dividends, Terms of 13 months or longer 120 days' dividends.

**The 36, 48, and 60 month certificates have a One Time Bump option on the interest rate after 12, months. These certificates are not automatically renewable.