Share Certificate Account & Rates


Cd Rates Minot ND

Cd Rates Minot ND



Share Certificates

If you’re looking for a way to earn higher interest rates on your investment, Share Certificates are an excellent option to consider. By agreeing to leave your money in a credit union for a specific length of time, you can receive interest rates that exceed those of traditional savings accounts. Share Certificates provide a secure and reliable way to invest your money. Whether you’re saving for a down payment on a new home, starting a college fund, or simply looking for a way to earn more from your savings, a Share Certificate can help you reach your financial goals. Speak with a representative from your credit union to learn more about Share Certificates and how they can benefit you.

Grow with Me Share Certificate

You want to set your kids up for success and starting with strong savings is one of the best ways to do that. Aspire offers a unique share certificate that allows you to put birthday money, allowances, gifts, and more to work when you open a Grow with Me Share Certificate. Take advantage of a higher rate certificate that allows you to make deposits as you grow!

  • For youth 0-18 years old
  • $100 minimum to open
  • 12 Month or 24 Month options
  • Set up to automatically renew.

It’s time to start growing your future at Aspire!

To find out more about our rates and your opportunities, give us a call, 701-837-5353!

12 Month Share Certificates | 5.00% APY*

$500 Minimum Deposit



NCUA-insured is a term that brings a sense of security and confidence to individuals who are looking to protect their hard-earned money. NCUA, or the National Credit Union Association, is an independent agency of the United States government that provides deposit insurance to protect depositors. 


Easy to Open

Introducing easy-to-open share certificate accounts – a safe and stress-free way to invest in a company. Whether you’re new to investing or bolstering your current investment portfolio, our accounts are designed to provide a low-risk option that’s user-friendly and straightforward.

$500 Minimum Deposit

As a financial institution, we understand the importance of financial stability and growth. In order to achieve these goals, we offer a variety of accounts to suit the needs of our clients. Whether you are a seasoned investor or just starting out, our $500 minimum deposit account may be the perfect option for you!


What is a Share Certificate?

A share certificate account is a secure and profitable way to invest your money and earn dividends. Similar to a certificate of deposit (CD), a share certificate is issued by a credit union like Aspire Credit Union, rather than a bank. It’s an ideal option for those seeking higher interest rates than traditional savings accounts offer. In addition, most credit unions guarantee the money invested in share certificates, so there is a low risk of losing your principal. If you’re looking to grow your savings with a significant return on investment, a share certificate account may be the right choice for you. With the backing and security of a credit union, you can rest assured that your investment is in capable hands.

How Much Interest Will I Earn?

If you’re considering opening a share certificate account, you may be wondering how much interest you can expect to earn. The answer depends on several factors, including the length of the term, the interest rate, and the amount you invest. Share certificate accounts typically offer higher interest rates than traditional savings accounts, making them a popular option for those looking to maximize their savings. Before opening an account, it’s important to do your research and compare rates from various financial institutions to ensure you’re getting the best return on your investment. With a little bit of effort, you can find a share certificate account that meets your financial goals and helps you earn the most interest possible.


  • *APY= Annual Percentage Yield with required minimum deposit.
  • Membership required.
  • Penalty for early withdrawal.
  • Other Rates and terms are available.
  • Insured by NCUA.


Cd Rates Minot ND