Auto & Recreational Loans
To help you get on the road with confidence, we offer a variety of flexible auto rates and loans that fit your budget.
Fall Auto Loan Promotion
From September 1 through November 30, 2025, qualified members can take advantage of special auto loan rates.
Promotion Details
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Vehicles must be 2020 or newer with under 100,000 miles
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Credit score of 720 or higher required
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Automatic payments must be set up at Aspire Credit Union
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.25% rate discount available with Debt Protection (no other discounts apply)
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No document fee when refinancing from another institution
Rates & Terms
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48-Month Term: 4.75% APR (or 4.50% APR with Debt Protection)
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60-Month Term: 5.00% APR (or 4.75% APR with Debt Protection)
This promotion is available only for qualifying vehicles and members. No exceptions to the listed qualifications.
Select An Auto Loan Option To Learn More
You could drive home in your new ride today! We offer a variety of flexible auto rates and loans. Your next vehicle is closer than you thought. Now is the time to get pre-qualified.
Use our Auto Loan Calculator to determine what you can afford, or you can get started by clicking the ‘Apply Now’ button below.
The APR or Annual Percentage Rate is subject to credit approval and analysis. Not all borrowers will qualify for the lowest rate.
Vehicle Loans
Aspire Credit Union offers competitive rates and refinancing opportunities on both new and used vehicles. You can view our current rates here. Ask about our additional services such as GAP Insurance and warranty coverage. Terms and conditions apply.
First Time Auto Loan Borrower
Aspire offers auto loans to members with No Credit Score who are age 16-24. The individuals who are under 18 will need a qualified parent/guardian co-signer on the loan. The loan is designed to assist drivers in the milestone of purchasing their first vehicle with a reduced interest rate up to 60 months. Terms and conditions apply.
Motorcycles, All-Terrain Vehicles (ATVs), Snowmobiles and Equipment
Recreational vehicles are embedded in the Midwest traditions of outdoor fun. With this loan, qualified members are able to take out a loan on a new or used recreational vehicle. Terms and conditions apply.
Boats, RV's, Motor Homes, Travel Trailers, and Campers
Your adventures await with our RV, Motor Homes, Travel Trailers and Campers loan. We offer competitive rates on new and used vehicles. Terms and conditions apply.
Not sure where to start? We can help.
Loan rates are approved subject to credit score and analysis. See one of our Minot auto loans officers for details. Auto loan rates are subject to change without notice. Equal opportunity lender. Federally insured by NCUA.
If you would like more information or help, please contact us by clicking the button below. To apply, please click the “Apply Now” button above.
The Aspire Difference
We’re a partner in your financial journey. Our loans are designed with our members in mind, offering competitive rates, flexible terms, and personalized service that big banks just can’t match. The impact? Stronger communities, more opportunities, and financial freedom for those we serve.
