Aspire Home Loans

Home Loans

Aspire Home Loans allow you to make a smaller down payment, and avoid paying Private Mortgage Insurance. Trust that your mortgage is locally held and serviced.  Buying your dream home just got that much easier! Check out our current rates. If you are ready to get started you can call us or apply online.   From residential, construction and HELOC loans, we have you covered.
We are an Equal Housing Lender, federally insured by NCUA.

FirstHome™ Buyers Program

Aspire Credit Union is pleased to now offer the North Dakota Housing Finance Agency’s (NDHFA) Mortgage Program! The FirstHome™ Loan Program may assist with the down payment needed and the associated closing costs.

The program works with individuals or couples who are ready to take those next steps in home ownership.  The best part, you don’t have to be a first-time home buyer either, you can qualify for your second home purchase as well.

Reach out to our loan department today to learn how you can qualify.

Qualify for Just 10% Down

Aspire Credit Union offers great rates with fabulous local service. One of our unique benefits is only requiring 10% down* for those individuals who qualify. This can save you money and get you into your dream home faster.  Members looking for a loan are subject to analysis and credit approval.

*10% down and Annual Percentage Rate (APR) are subject to credit approval and analysis. Not all members will qualify for the 10% mortgage down payment offer. Repayment terms can be amortized over a 30-year mortgage or less, or in the form of a 72-month balloon payment. 

Mortgage Refinancing

There are a lot of great reasons to refinance your home, including the fact that you may get better interest rates or lower your monthly mortgage payments, you could get cash for home improvement projects, reduce your loan term or consolidate some debt. Use our Mortgage Loan Calculator to determine what your monthly mortgage payment may be.

Questions? Contact us.

If you’ve done all your research, but aren’t sure whether aspire home loans financing makes sense, let us know! We are here to help you. Speak to one of our professional staff members at 701-837-5353.

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Aspire Home Loans