Construction Loans in Minot, North Dakota
Build Your Home. Build Your Membership. Get Rewarded!
Open and activate qualifying members’ services with your construction loan and earn up to $1,250 cash-back.
Lock your permanent financing rate early
Discounted construction loan rate (–0.50%)
Earn cash rewards for everyday banking
REWARD BREAKDOWN
Earn Cash-Back Just for Activating Your Membership
Borrowers who open and activate qualifying member services alongside their construction loan can receive up to $1,250 in rewards.
| Action | Requirement | Reward |
|---|---|---|
| Open Checking | Open a checking account with a minimum deposit of $500. | $250 |
| Set Up Direct Deposit | Direct Deposit must be deposited twice into the account within the first 6 months from Construction loan origination. | $500 |
| Activate Debit Card | Must complete 10 transactions within the first 2 months from Construction loan origination. | $500 |
| Total Possible Reward | $1,250 |
• Lock your permanent financing rate now
• Construction loan rate = Current qualifying rate minus 0.50%
Secure your financing while you build and save from day one.
ELIGIBILITY
Who Qualifies?
- Loans $150,000+
- New members qualify for full rewards
- Existing members qualify if opening new services
- Current members can earn $250 referral bonus for referring new members who originate a construction loan
How You Receive Rewards?
Once services are met, the cash-back reward will be deposited into the members’ share account on a monthly basis.
Limited-Time Offer
Promotion valid March 1 – July 31
Apply early to secure your rate and rewards.
Disclosures: Subject to credit approval and membership eligibility. Cashback applies to new services only. APR is the annual percentage rate. Minimum loan amount one hundred fifty thousand dollars. Terms and conditions apply.

