You can count on Aspire Credit Union for your next or first time auto loan rates:

  • Accommodating needs within qualifications
  • Faster approval
  • Flexible payment terms
  • Refinance options with savings on your auto loan rates
  • Personalized member service
  • Fantastic and competitive auto loan rates

What is an auto loan?

Auto loans make it possible for consumers to purchase a new car without having all the cash on hand when buying. With a car loan from a financial institution or private lender, you’ll receive the funds you need to purchase the vehicle in one lump sum, which you’ll pay a portion of back each month, with interest, over the term of the loan, which generally lasts 5-7 years.

How do Credit Unions like Aspire Credit Union give lower auto loan rates?

To issue these loans, Credit Unions utilize funds deposited by members and lend them to other members. Credit Unions are able to make this money back when borrowers pay interest on these loans. This allows them to share the funds with members through lower fees, special perks and higher interest on savings accounts or dividends.

As a Minot resident, or within one of the areas we service, you know the importance of having reliable transportation. Whether you are looking for a new or used car, Aspire can guide you to the auto loan that fits your budget. We offer advantages most other financial institutions can’t beat.

Just imagine, a five-year term is the most common loan term for a new or used car, and rates at a credit union are typically much lower than the average rate in banks. The savings in interest alone is a major reason to consider this financing. Just think of what you can do with that money.

We say it again. Our minot auto loans offer some of the lowest rates around and we pride ourselves on offering loans that feature flexible terms, but perhaps the best thing about getting an auto loan through Aspire Credit Union is the fact that you’ll receive our amazing service and a partner for your on-going financial needs!

Take advantage of the auto loan calculator on our website to estimate the payments and contact us today. We will handle your membership details for you during the loan process. If you have come so far, it means you are shopping for minot auto loans.

Are you ready for a reduced auto loan rate and save more every month?

Connect with us.