Some people enter into a banking relationship with their eyes half-closed, not considering the possible advantages of credit unions over banks. You may have heard people complaining about a bank’s high service fees, interest rates, or lack of a personal touch, for example, but never taken the time to explore the alternatives a Minot credit union offers.
It’s a member-centric model that credit unions follow, which generally makes us more people-friendly and accessible than banks.
“Provide excellent service to our evolving members and earn lifetime loyalty.” is our Minot credit union’s vision. Owned by members, our credit union provides a form of saving and borrowing money similar to traditional financial institutions, yet we work as a non-profit cooperative organization charted by the federal government. As per the National Credit Union Association (NCUA) and our model – members pool their funds to make loans to one another, while surplus income is returned to the members in the form of dividends.
There are many benefits of becoming a member of our Minot Aspire Credit Union:
- Personalized customer service
- Higher interest rates on savings
- Lower fees
- Lower loan rates
- Community focus
- Voting rights
- Variety of service offerings
- Insured deposits
Additional considerations for joining our Minot Credit Union:
- Your savings are federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.
- Our membership also includes immediate families or households of our existing members.
- Receive your monthly statements electronically by signing up for E-Statements.
- Check balances, make transfers, and even pay bills from wherever you are with our online banking services
- We make it easy to deposit checks on the go with our mobile deposit services
- An audio response that works for you and answers all queries you have. Above all it’s Free!
- Receive information about your accounts quickly through a text message on your mobile phone!
- Make gift-giving easy! Save time and give a gift that everyone can use with visa gift cards
A special mention – Zelle
We have partnered with Zelle to bring you a fast, safe and easy way to send and receive money with friends, family, and other people you trust.
Voila! Become a member of our Minot Credit Union and experience all the benefits of a financial institution with a personal touch.
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