Running from November 1-January 31 the Joy loan is designed to take the stress off the holidays.
Our loan has a max loan amount of $1500.00 and a 12-month term for repayment. The Joy Loan features 9.50% APR and no doc fee.
Not all members will qualify for the Joy Loan. Members are subject to credit approval and analysis. Contact a staff member to start your loan today.
*Annual Percentage Rate