An Auto loan involves borrowing money from a lender, who provides the necessary finances to pay for your vehicle upfront. In return, you agree to pay back the funds in monthly installments with interest, respecting the terms of the contract.

When you’re ready to buy a new car, you can receive financing from a financial institution, like a bank or credit union, or directly from the dealership. However, financing your auto loan from a credit union offers several added benefits to members, including great auto loan rates and flexible terms.

And because of the relationship we, at Aspire Credit Union, have with our members, sometimes we are willing to work with you if you have less than stellar credit.

At Aspire we provide low auto loan rates for:

  1. First-time auto loan borrower

We offer you fast and smooth ways to apply for a car loan. If you live or do business in Bottineau, McHenry, McLean, Mountrail, Renville, or Ward counties of North Dakota. We invite you to open an account with us. Our team of financial experts can help you choose the best auto loan for your budget and needs.

  1. Refinancing on both new and used vehicles

If you’re paying a higher auto loan rate, you should strongly consider refinancing your existing car loan. Refinancing an auto loan allows you to get a new loan—ideally at a lower interest rate and with better terms—to pay off your current loan. Contact us today to discuss your auto needs and financial situation.

  1. Motorcycles, All-Terrain Vehicles (ATVs), Snowmobiles, and Equipment

Make the most of your playtime with the equipment you need. With low auto loan rates, flexible terms, and no application fees, you’ll find a loan to meet your needs. Refinancing options are also available for these recreational vehicles.

  1. New and used RV’s, Motor Homes, Travel Trailers, and Campers

Whether you view an RV as a fun travel opportunity, a way to reduce your living costs, or both, we are ready and willing to help finance this purchase of a lifetime. We do all the homework for you along with a commitment to customer satisfaction. Or connect with us to see how much you can save by refinancing your current loan with us.

Use our loan calculator on our website to get an idea of what your payments could be with different terms and auto loan rates.