Are you searching for a home in Bottineau, McHenry, McLean, Mountrail, Renville, or Ward counties of North Dakota? Then you know that even before they start browsing for houses online or checking out open houses, having a pre-approval in hand is a great way to show sellers you are a serious buyer, which can put you ahead of the competition (and that is especially important in a hot real estate market).

Before you know it, you’re shopping around with banks and lenders both big and small to find the right fit. But maybe you want to have a different experience, one with excellent customer support, clear expectations and a team behind you ready to support and execute your decisions. Don’t limit your mortgage search to big traditional providers of financing. There’s another type of mortgage lender that excels when hunting for a home loan: the Credit Union.

The requirements around a home loan can change depending on where you’re buying, which program you’re using, and your homeownership history. There are a variety of factors that can impact your mortgage decision process, and choosing the right lender can help make it go as smoothly as possible.

Our Aspire home loans experts will help you find the mortgage that fits your budget and lifestyle goals. Whether you’re a first-time buyer or a long-time owner, Aspire Credit Union has options that work for you. When you work with Aspire Credit Union we:

  • Get you prequalified for your new home purchase
  • Can help save hundreds off your closing costs by using our preferred realtors
  • Provide the advantage of competitive low rates
  • Offer a 10%* Mortgage Down Payment
  • Explain your home equity situation and provide options on how to pay off debt and increase your monthly cash flow
  • Execute a quick loan closing process

At Aspire Credit Union, we get to know and understand your home loan needs through one-on-one conversations. No high-pressure sales pitch, no getting passed around from person to person. You get a dedicated team that will work with you every step of the way to ensure that the Aspire Credit Union home loan approval process is easy and painless.

Whether you’re buying a new home or refinancing your existing home, Aspire Credit Union home loan personal service and local decision-making team provide convenience and peace of mind every step of the way. We offer a variety of mortgage products to ensure you choose the best option for your situation.

Do you know the benefits of taking your home loan through Aspire?

  • Lower Aspire Credit Union home loan rates
  • Fewer and lower fees
  • Easier approval
  • Quicker response
  • Better service
  • Experience you can count on
  • and should we mention it again?  You can qualify for just 10* Mortgage Down Payment.

From residential, construction, and HELOC loans, we have you covered.

Our Aspire Home Loans were born from a desire to provide a premier mortgage experience for Aspire Credit Union’s members. Register with us today!


*10% down and Annual Percentage Rate (APR) are subject to credit approval and analysis. Not all members will qualify for the 10% mortgage down payment offer. Repayment terms can be amortized over a 30-year mortgage or less, or in the form of a 72-month balloon payment.